Privacy Policy

1. Introduction

At MyTransCore (“we”, “our”, or “us”), your privacy and the security of your personal information are our top priorities. This Privacy Policy explains how we collect, use, and protect your data when you use our website, tools, and credit services.

2. Information We Collect

To provide accurate credit repair and monitoring, we collect:

• Personal Details: Name, contact number, and email.
• Identity Authentication: PAN Card details (essential to trigger Bureau APIs).
• Financial Data: Credit history fetched from TransUnion, Experian, Equifax, and CRIF High Mark.
• Device Data: IP address and browser type for security monitoring.

3. How We Use Your Information

• Provide personalized credit score analysis and improvement strategies.
• Generate actionable financial plans and CIBIL score predictions.
• Improve our services and user experience.
• Communicate important updates, offers, and recommendations.
• Ensure secure operation of credit bureau APIs and tools.

4. Data Retention

We keep your personal information only as long as necessary to provide services, comply with legal requirements, and prevent fraud. You can request deletion of your data at any time.

5. Data Security

All personal and financial information is transmitted securely via encrypted channels. Our servers use firewalls, SSL encryption, and strict access control.

6. Third-Party Sharing

We share your data with Credit Bureaus to retrieve your report. We never sell your personal phone number or financial profile to third-party marketing companies.

7. Your Rights

You have the right to access your fetched report, request account deletion, and withdraw consent for data processing at any time through our portal.

8. GDPR Compliance

For EU users, we comply with GDPR. Data is collected lawfully, transparently, and only for credit-related services.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted here with the new "Last Updated" date.

10. Contact Support

For any privacy-related queries, please contact us at: